Logging In

To log in to Peoples Bank of the South Online Banking all you have to do is go to our website at www.thepnb.com and follow these simple steps:

1. If you have already received your Access ID and Password:
   Click the "Log In" button, then enter your ID and password, then click the "Submit" button.
2. If you are a first time user:
   Click the "Apply" button at the left hand side of the page under the Online Banking Center.

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To View Your Online Accounts

After logging into Peoples Bank of the South Online Banking your accounts will be promptly displayed on the screen. If you want more details about a specific account simply use the following steps:

1. Click on the account number of the account that you wish to view.
2. The next screen gives you activity information and balance information on the account you selected, as well as options to do transfers, make online bill payments, view your monthly statements, or search for a specific transaction on your accounts.

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Viewing Checks

To view the image of a particular check that you have written follow these easy steps.

1. From the accounts screen simply click on the account number of the account on which the check was written.
2. On the next screen move your mouse over to the "Transactions" link and a drop down menu will appear. From this drop down menu select either "Current" or "Previous" statement by clicking on the appropriate one with your mouse.
3. The next screen will bring up your account statement. If you wish to view a particular check simply click on the check number with your mouse and the image will appear.

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Changing your Password

To change your Peoples Bank of the South online banking password use the following steps:

1. Click on the "Change Password" link.
2. The next screen will bring up the "Change Password" box. Simply enter your current password in the first box, your new password in the second box, and then re-enter your new password in the third box and click the "Submit" button.

Please note the password requirements located just above the "Submit" button.

We recommend that you change your password periodically to help better protect you in the event that your password should ever become lost or stolen.

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Making Express Transfers

Express transfer gives you a quick and easy way to do a one-time transfer among your accounts at Peoples Bank of the South. After logging into your Peoples Bank of the South online banking accounts you may make express transfers using the following steps:

1. Click on the "Express Transfer" link.
2. The next screen will appear showing your accounts and you simply select the account you want to transfer from in the "Transfer From" box by clicking the box to the left of the account number.
3. Next choose the account you want to make the transfer to by clicking the box next to the desired account in the "Transfer To" box.
4. Next enter the amount you want to transfer in the "Transfer Amount" box and click the next button.
5. The next screen will allow you to preview the transfer to make sure everything is correct before you submit. At this point you may click "Transfer" to make the transfer, "Cancel" to cancel the transfer, or "Back" to go back and make changes to the transfer. If you click the "Transfer" button you will be provided with a confirmation number and date to keep for your records.

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Making Scheduled Transfers (Recurring Transfers)

A scheduled or recurring transfer will transfer a set number of funds between specified accounts on a specific day of the month. One example of a recurring transfer would be transferring $100 per month from your checking account to your Christmas Club account on the first day of every month. To make a scheduled transfer follow these simple steps:

1. Click on the "Accounts" link.
2. The next screen will give you a list of your online accounts with Peoples Bank of the South. Just click on the account number of the account you wish to make the transfer from.
3. This will bring up a new screen where you will be required to fill in information regarding the transfer. Simply fill in the required information and click the "Submit" button.
4. The next screen will give you a confirmation date and number for your records.
5. At this point you may enter more transfers or go back to the accounts screen.
6. Next move your mouse over to the "Transfers" link until a drop down menu appears and select "Transfer List" from the drop down menu by clicking on it.
7. This screen will show all the transfers that you have entered. To select the transfers you want to make simply click on the box beside of the desired transfer and click the "Next" button.
8. The next screen will give you a preview of the transfer where you can submit or cancel it. If you wish to submit it just click on the "Submit" button and the next screen will give you a confirmation number and date.

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Making Online Bill Payments

After logging into your Peoples Bank of the South online banking accounts you may make bill payments using the following steps:

1. Select the account you want to make your payments from by clicking on the account number.
2. Move your mouse over to the "Payments" link and a drop down menu will appear. In the drop down menu select "New Scheduled Payment".
3. Fill in the required information about your bill payment and then click the "Next" button.
4. Fill in the amount of the payment, the frequency in which you want this bill paid, the number of payments, and the account number with whom the bill is to be paid, then click the "Submit" button.
5. The next screen will give you the details of the transaction along with the confirmation number. At this point if you have other payees to set up you may click on the "Setup New Payment" button, or to send this payment move your mouse over to the "Payments" link and the drop down menu will appear where you may select "Payment List".
6. This will bring you to your current list of payees. The payment you just set up should be in the list showing the amount and date of your next payment. Place a check in the box beside the payees that you are ready to pay by clicking on it.
7. Then click the "Next" button at the bottom of the page.
8. A new screen will appear showing a preview of the payment(s) that you are about to send. At this point you may either submit or cancel the selected payment(s) by clicking on the appropriate button. If you click "Submit" you will be supplied with a confirmation number and date.

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